American Risk Reduction Systems

"When Carriers Compete, You Win!"

Luxembourg Corporate Center
306 Corporate Drive East
Langhorne, PA 19047

Phone: (215) 497-9544

Fax: (215) 497-9546

Toll Free (800) 299-2343

Errors and Omissions Insurance for the Informed Realtor by Slash Your Risks

Errors and Omissions Insurance is the official website of American Risk Reduction Systems: the leading professional liability insurance agency in the industry today. We invite you to explore our website and to learn more about Real Estate Errors and Omissions Insurance, our additional E&O Insurance offerings for professionals in other industries, E&O Insurance benefits, and how we can help you obtain an E&O Insurance policy that fits your needs and your finances.

American Risk
is a highly knowledgeable and innovative professional liability insurance agency that has been in business for over 25 years, with access to multiple A rated insurance carriers.  We are specialists in Errors and Omissions Insurance which is sometimes referred to as E&O Insurance, E & O Insurance, or E and O Insurance in the industry. Our E and O insurance policies are uniquely designed for the real estate professional, other business professionals, and we have an array of superior E and O Insurance coverages that will assist you in remaining protected against unforeseen lawsuits, claims, and financial losses in today’s ever-increasing litigious society. In order to offer competitive pricing, we shop the carriers for you.

American Risk
has insurance licenses across the country, which means we are able to shop the carriers for you in your state, to help you obtain the policy you need. We can offer you features such as: First dollar defense, No loss of retroactive coverage/ Full Prior Acts, Mold Coverage, Owned property sales coverage, Reduced deductible, Endorsed Home Warranty programs and other features that can address the unique needs of your business. We have flexible policies with varying limits and deductibles so you can choose a policy that you can afford while meeting your needs. Here are just a few of the excellent services that we offer:


  • Real Estate E&O Insurance
  • Realtor Errors & Omissions Insurance
  • Appraisers E& O Insurance
  • Mortgage Brokers E&O Insurance
  • Title Agent/Abstractors E&O Insurance
  • Property Manager E&O Insurance
  • Property Preservation Error & Omissions Insurance
  • Insurance Agent E&O
  • E And O Real Estate Insurance
  • General Liability Insurance
  • Property and Business Owners Package
  • Workers Compensation/Risk Management Consulting and Training
  • Buy Sell Agreement Insurance
  • Key Person Insurance
  • Home Warranty


Why You Need Insurance for Errors and Omissions

The professional insurance brokers at
American Risk fully understand that no matter how professional you are at conducting your job, sometimes legal issues and lawsuits are simply unavoidable. Groundless or frivolous lawsuits are not uncommon in today’s real estate professional environment, as well as in other professional industries, and you may one day incur legal expenses that are unavoidable. American Risk is fully prepared to help you anticipate unforeseen circumstances and legalities. We will help you obtain Real Estate Errors and Omissions Insurance or E&O insurance for your business that will help you cover unexpected legal issues and associated costs. The coverages that your E & O Insurance policy will address will ultimately be detailed in your E & O Insurance policy, such as policy limits and deductibles.

Errors and Omissions Insurance Coverages

American Risk Errors & Omissions Insurance coverages will provide for the vital protection you require; we access the many carriers that we work with to provide you with the coverage you need. We write through multiple A Rated Carriers so finding affordable Realtor E & O Insurance and Real Estate E&O Insurance with a wide range of coverage has never been easier. Your Professional Liability Insurance will help you cover judgments and settlements against you when your E and O Real Estate Insurance company defends your claim; all coverages are subject to policy restrictions and limitations.

Here at American Risk, we offer a variety of coverages which are all in association with your selected Real Estate E& O Insurance policy:

  • Claims Due to Errors
  • Claims Due to Misrepresentation
  • Claims Due to Negligence
  • Claims Due to Omissions

American Risk offers Insurance Agent Errors & Omissions Insurance with varying liability limits and deductibles.  We invite you to contact one of our E & O professional agents today so that we can guide you through the process of selecting the Liability Insurance that you need to protect yourself from financial loss. We have a simple form which can be electronically submitted to us, and in moments you will be well on your way to getting the coverage you need at an affordable cost. We offer free quotes and there is no obligation for requesting information about Errors & Omissions Insurance or price quotes associated with such policies. Visit our Contact Page to start the process today.